List of Items Needed for a Home Loan Application

  1. W2’s or 1099’s for last 2 years
  2. Recent paystubs for 1 month
  3. Photo ID’s, copy of driver’s license and social security card
  4. Bank Statements for the last 2 months (all pages)
  5. Tax Returns for the last 2 years (all pages)

 Money Needed

  1. Earnest Money Deposit (1% of Sales Price)
  2. Option Money $100-$250
  3. Inspections $400-600
  4. Appraisal $700-$1000
  5. Closing Costs (lender will go over)