Steps to buying a home
Congratulations on your decision to purchase a home! Here are some helpful steps to guide you through the process:
- Determine your budget. It's important to know what you can realistically afford when it comes to a monthly mortgage payment.
- Research potential neighborhoods. Consider location, schools, crime rate, and other factors that may influence your decision.
- Find a REALTOR®
- Get pre-approved for a mortgage. This will help you know what you can realistically afford and make the process easier when you find the right home.
- Start searching for homes. You can begin online or use a real estate agent to help you identify potential properties.
- Make an offer. Once you have found the right home, you can submit an offer and negotiate with the seller.
- Get a home inspection. A professional inspector will check for any potential issues with the home.
- Get homeowners insurance. Homeowners insurance will protect you from any potential property damage.
- Close on the home. During the closing process, you will sign the necessary documents and pay all closing costs.
And having the right REALTOR® to guide you through the process will help make your home buying experience easier and more successful. Good luck!