Homeowners insurance (HOI) is a form of property insurance that covers losses and damage to an individual's house, to assets in the home, and liability coverage against accidents in the home or on the property. This course will cover topics related to the Declarations page, insurance policy definitions, property covered and not covered under policy; extension of coverages, and how claims are handled. The license holder will gain an overview of homeowner’s insurance allowing them to help clients understand key elements of their coverage and how it fits into the transaction. Also, how homeowner’s insurance differs from private mortgage insurance or home warranty programs.